TPA Services

    Raksha TPA: Hospital Network, Claims Process & Helpline 2026

    4,500+ cashless hospitals, PSU insurer partnerships, and rigorous claim processing. Your complete guide to Raksha Health Insurance TPA — eCard, pre-auth, and reimbursement.

    At a Glance

    • •Raksha Health Insurance TPA Pvt. Ltd. — IRDAI-licensed, 4,500+ empanelled hospitals across India
    • •Helpline: 1800-120-6677 (toll free) — for pre-auth, claim status, and eCard queries
    • •PSU insurer partnerships — New India Assurance, Oriental Insurance, United India, National Insurance
    • •Known for rigorous fraud detection and thorough claim scrutiny
    • •Reimbursement settlement: 15-21 working days from complete document receipt

    About Raksha TPA

    Raksha Health Insurance TPA Pvt. Ltd. is an IRDAI-licensed Third Party Administrator with a strong reputation for rigorous claim processing and fraud prevention. Operating across 4,500+ empanelled hospitals in India, Raksha TPA is a trusted partner for PSU insurance companies and government sector GMC policies — areas where claim integrity and systematic scrutiny are critical requirements.

    Raksha TPA's long-standing partnerships with public sector insurers — New India Assurance, Oriental Insurance, United India Insurance, and National Insurance — make it the TPA of choice for a significant portion of government employee group health insurance policies. Its fraud detection systems are among the more sophisticated in the TPA industry, which helps insurers manage claims leakage effectively.

    For employees covered under Raksha TPA, understanding the thorough claim scrutiny process is important. Incomplete documents are a common reason for deficiency queries — ensuring all required documents (including the First Consultation Note and original bills) are submitted correctly will result in smooth settlements within the standard 15-21 working day window.

    Key Services

    Pre-authorisation: 2-4 hrs (emergency) / 24-48 hrs (planned)
    4,500+ cashless network hospitals across major metros and Tier 2 cities
    Reimbursement claim processing — 15-21 working days
    Raksha TPA app — eCard, claim tracking, and hospital finder
    PSU insurer partnerships — New India, Oriental, United India, National Insurance

    Why Raksha TPA for PSU & Government Sector GMC?

    • Established PSU insurer partnerships — New India Assurance, Oriental Insurance, United India, National
    • Rigorous fraud detection systems — reduces claims leakage for insurers and employers
    • Government sector GMC expertise — familiar with PSU insurer policy terms and conditions
    • Pan-India hospital network covering metros, Tier 2, and government hospital empanelments
    • Systematic claim scrutiny — thorough review ensures legitimate claims are processed fairly

    Mobile App

    Raksha TPA App — Official Mobile App for Raksha Health Insurance TPA

    Download on Android or iOS. Search "Raksha TPA" on the Play Store or App Store.

    Download Your eCard

    View and download your Raksha TPA eCard as a PDF. Present it at any network hospital TPA desk for cashless admission — accepted at all 4,500+ empanelled hospitals.

    Claim Status Tracking

    Track reimbursement claim status in real time. Know whether documents are under review, a query has been raised, or the settlement is processed.

    Hospital Finder

    Find the nearest Raksha TPA empanelled hospital by city, pin code, or your GPS location. Filter by specialty and cashless availability.

    Document Upload

    Scan and upload claim forms, discharge summaries, bills, and reports directly via the app. Useful for employees in locations with limited courier access.

    Pre-Auth Status

    Track your cashless pre-authorisation request in real time. See when the hospital's request has been submitted, approved, or if Raksha TPA has raised a clinical query.

    Policy Details

    Access your sum insured, dependents covered, policy validity, and benefit details — all available in the app without calling HR or the TPA helpline.

    Contact Information

    1800-120-6677

    Toll free · Pre-auth & claim support

    claims@rakshatpa.com

    Email for claim queries and escalations

    Raksha TPA App

    Android & iOS · Search "Raksha TPA"

    Raksha Health Insurance TPA Pvt. Ltd.

    IRDAI-Licensed TPA · PSU insurer specialist

    Pre-Authorisation Process

    Step 1

    Show Your eCard

    Present your Raksha TPA eCard (from the Raksha TPA app or HR) at the hospital's TPA/insurance desk on arrival for admission.

    Step 2

    Hospital Submits Pre-Auth

    The hospital TPA desk submits the pre-auth request to Raksha TPA with the diagnosis, treatment plan, and estimated cost. Raksha TPA may request additional clinical documentation before approving.

    Step 3

    Raksha TPA Approves

    Planned admissions: 24-48 hours. Emergencies: 2-4 hours (IRDAI mandated). Raksha TPA's thorough scrutiny means clinical queries are possible — the hospital TPA desk will coordinate responses.

    Step 4

    Cashless Discharge

    At discharge, the hospital submits the final bill to Raksha TPA. Discharge approval typically takes 2-3 hours after the final bill is received and reviewed.

    Hospital Network

    Raksha TPA Cashless Hospitals — Delhi NCR

    Hospital NameLocationTypeCashless Available
    Apollo HospitalIndraprastha, DelhiMulti-Specialty24x7
    Max Super Speciality HospitalSaket, DelhiMulti-Specialty24x7
    Fortis HospitalShalimar Bagh, DelhiMulti-Specialty24x7
    Sir Ganga Ram HospitalRajinder Nagar, DelhiMulti-Specialty24x7
    BLK Super Speciality HospitalPusa Road, DelhiMulti-Specialty24x7
    Moolchand MedcityLajpat Nagar, DelhiMulti-SpecialtyBusiness Hours
    Holy Family HospitalOkhla, DelhiMulti-SpecialtyBusiness Hours
    Batra HospitalTughlakabad, DelhiMulti-Specialty24x7
    Medanta The MedicitySector 38, GurugramSuper Specialty24x7
    Fortis Memorial Research InstituteSector 44, GurugramSuper Specialty24x7
    Artemis HospitalSector 51, GurugramSuper Specialty24x7
    Columbia Asia HospitalPalam Vihar, GurugramMulti-Specialty24x7
    Metro HospitalSector 11, NoidaMulti-Specialty24x7
    Kailash HospitalSector 27, NoidaMulti-SpecialtyBusiness Hours
    Jaypee HospitalSector 128, NoidaSuper Specialty24x7
    Yashoda Super Speciality HospitalKaushambi, GhaziabadSuper Specialty24x7
    Asian HospitalSector 21, FaridabadMulti-Specialty24x7

    Pan-India Coverage

    Raksha TPA Network Hospitals by City

    4,500+ hospitals across India. Always verify current cashless status via the Raksha TPA app or helpline (1800-120-6677) before admission.

    Mumbai

    700+ hospitals
    • •Lilavati Hospital, Bandra West
    • •Hinduja Hospital, Mahim
    • •Kokilaben Dhirubhai Ambani Hospital, Andheri West
    • •Fortis Hospital, Mulund
    • •Nanavati Max Super Speciality Hospital, Vile Parle
    • •Jupiter Hospital, Thane

    Bengaluru

    550+ hospitals
    • •Manipal Hospital, Old Airport Road
    • •Apollo Hospital, Bannerghatta Road
    • •Fortis Hospital, Cunningham Road
    • •Narayana Health City, Bommasandra
    • •BGS Gleneagles Global Hospital, Uttarahalli
    • •Columbia Asia Hospital, Hebbal

    Hyderabad

    450+ hospitals
    • •Apollo Hospital, Jubilee Hills
    • •Yashoda Hospital, Somajiguda
    • •KIMS Hospital, Secunderabad
    • •Care Hospital, Banjara Hills
    • •Continental Hospital, Gachibowli
    • •Star Hospital, Banjara Hills

    Chennai

    400+ hospitals
    • •Apollo Hospital, Greams Road
    • •Kauvery Hospital, Alwarpet
    • •Fortis Malar Hospital, Adyar
    • •MIOT International, Manapakkam
    • •Sri Ramachandra Hospital, Porur
    • •Vijaya Hospital, Vadapalani

    Pune

    400+ hospitals
    • •Jehangir Hospital, Pune
    • •Ruby Hall Clinic, Pune
    • •Sahyadri Hospital, Deccan
    • •Deenanath Mangeshkar Hospital, Erandwane
    • •KEM Hospital, Pune
    • •Poona Hospital, Pune

    Network Coverage Summary

    RegionEmpanelled HospitalsPre-Auth DeskSpecialty Coverage
    Delhi NCR750+YesFull spectrum
    Mumbai700+YesFull spectrum
    Bengaluru550+YesFull spectrum
    Hyderabad450+YesFull spectrum
    Chennai400+YesFull spectrum
    Pune400+YesFull spectrum
    Tier 2 Cities (North India)600+Selected hospitalsMulti-specialty
    Other Tier 2 Cities650+Selected hospitalsMulti-specialty

    Be Prepared

    Document Checklist

    Cashless Claim Documents

    • ✓
      Raksha TPA eCard (from Raksha TPA app or HR)
    • ✓
      Aadhaar card or valid government-issued photo ID
    • ✓
      Employee ID card
    • ✓
      Doctor's prescription or treating doctor's admission advice
    • ✓
      Pre-authorisation form (to be completed by hospital TPA desk)

    Reimbursement Claim Documents

    • ✓
      Raksha TPA Claim Form (fully completed and signed)
    • ✓
      First Consultation Note from treating doctor (required for scrutiny)
    • ✓
      Discharge summary with hospital seal and doctor's signature
    • ✓
      All original hospital bills with itemised breakdowns
    • ✓
      Investigation reports (lab, X-ray, MRI, ECG) + pharmacy bills with prescriptions

    Processing Times

    Turnaround Times

    🚨

    Emergency Pre-Auth

    2-4 hours

    📋

    Planned Admission Pre-Auth

    24-48 hours

    🏥

    Cashless Discharge Approval

    2-3 hours

    💰

    Reimbursement Settlement

    15-21 working days

    Common Questions

    Raksha TPA — Frequently Asked Questions

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